We are presenting the acquisition of a Tier-1 regulated Authorized Payment Institution (API) licensed by the Bank of Italy. Incorporated in 2019, this entity is a market leader in the B2C remittance sector, holding a dominant position in the high-traffic Italy-to-Latin America (LATAM) corridor.
With a proven track record of processing significant annual volume, this is a "live" asset with active customer flow, integrated banking rails, and a substantial operational footprint.
Operational Performance
The company maintains massive throughput volume. While transaction counts have consolidated, the platform boasts a high average ticket size and a loyal customer base moving €12M per month.
- 2024 Average Monthly Volume: €12,000,000
- Average Ticket Size: €350 per transaction.
- Transaction Volume History:
- 2022: ~55,000 transactions / month
- 2023: ~50,000 transactions / month
- 2024: ~35,000 transactions / month
Strategic Highlights
- Premium Regulation: Licensed by the Bank of Italy (Banca d'Italia), widely regarded as one of Europe’s most rigorous and respected financial regulators.
- EU Passporting: The license allows for the passporting of payment services across the entire European Economic Area (EEA).
- Strategic Niche (LATAM): Italy hosts one of the largest Latin American diasporas in Europe. This company has established deep brand trust and logistics in this specific, hard-to-penetrate corridor.
- B2C Infrastructure: A fully operational B2C platform with established KYC/AML procedures and a database of active retail clients.
Opportunity for Acquirer
- Turnaround & Growth Potential: The infrastructure currently processes 35k tx/month. A new owner with fresh marketing capital or updated UI/UX technology can rapidly scale this back to previous highs of 55k+ tx/month using the existing license and customer base.
- Immediate Liquidity: Unlike acquiring a "shell" license, this acquisition brings immediate revenue and operational cash flow from Day 1.
- Banking Rails: Existing relationships with safeguarding and operational banks are already in place—solving the most significant barrier to entry for new APIs.
Transaction Overview
- Entity: Italian S.r.l (Registered 2019).
- Deal Type: 100% Share Acquisition.
- Status: Operational, compliant, and active.
