For Sale: Fully Operational Payment Business with Finnish API License – Gaming Sector Focus
We are pleased to offer a rare opportunity to acquire a fully operational Authorized Payment Institution (API) in Finland, specifically designed to serve the online gaming and high-risk merchant sectors. This is not a license shell, but a complete, active payment business with established infrastructure, a dedicated team, and strong banking relationships.
Key Highlights
Jurisdiction: Finland
License Type: Authorized Payment Institution (API)
Established: Legal structure active for 4 years; 1+ year of operational history
Team: 21 experienced professionals ready to remain post-acquisition
Setup: Turnkey operation – platform, banking, compliance, tech, and personnel in place
Business & Operations
- Primary Focus: Payment services for online gaming and high-risk merchants
- Technology: Proprietary platform with integrated AIS/PIS (open banking), secure and scalable
- Banking Relationships: Multiple safeguarded accounts with top Finnish banks
- License Model: Agency/payment initiation (no client fund custody required)
- Compliance: Robust AML/risk framework and clean regulatory history
Licensed Activities Include
- Payment initiation and account information services (under PSD2)
- Development and operation of proprietary payment systems
- Services tailored to gaming and other high-risk sectors
- Full infrastructure management: APIs, risk controls, and compliance systems
Why This Opportunity Stands Out
- Immediate Launch: No build-out required – fully staffed and operational
- Gaming-Ready: Purpose-built for the online gaming sector
- Scalable Model: EU/EEA passporting available post-acquisition
- Clean Compliance Record: Zero regulatory actions or investigations
- Flexible Acquisition: Entire business (preferred) or license-only options available
Ideal For
- Online gaming operators seeking internalized payment processing
- PSPs and acquirers expanding into the regulated EU market
- Fintech firms looking to enter high-risk payments with minimal ramp-up time
Asking Price: Available upon request
Contact us today to receive the full documentation or to arrange a confidential introductory call.
